Leave your feedback Share Copy URL https://ar-c.org/video/gMKMLFNdPb6.html Email Facebook Twitter LinkedIn Pinterest Tumblr Share on Facebook Share on Twitter Rate Lock Strategy What Every Home Buyer Needs to Know Before Rates Move Against Them shorts [iyv4nD3yTba] Health Updated on August 09, 2026 EDT — Published on August 09, 2026 EDT A rate lock is your lender's commitment to hold a specific interest rate for a set period typically 15 to 60 days. Rates can change daily sometimes multiple times a day. If rates go up between application and closing a rate lock protects you. If they go down some agreements allow you to float down. When to lock depends on what rates are doing your contract timeline and your personal risk tolerance. I walk every client through this so there are no surprises at closing. Have you ever had a rate change on you mid-process? Comment below. #MortgageRates #RateLock #HomeBuying #MortgageTips mtz1f2fGQOt Eztcfxtk4qi Pwn4QGSQ6hX cQxYzoTxF88 mTmA11EKpPr dV2G0GrbSV9 0IhL1LCq9lw
A rate lock is your lender's commitment to hold a specific interest rate for a set period typically 15 to 60 days. Rates can change daily sometimes multiple times a day. If rates go up between application and closing a rate lock protects you. If they go down some agreements allow you to float down. When to lock depends on what rates are doing your contract timeline and your personal risk tolerance. I walk every client through this so there are no surprises at closing. Have you ever had a rate change on you mid-process? Comment below. #MortgageRates #RateLock #HomeBuying #MortgageTips mtz1f2fGQOt Eztcfxtk4qi Pwn4QGSQ6hX cQxYzoTxF88 mTmA11EKpPr dV2G0GrbSV9 0IhL1LCq9lw