Leave your feedback Share Copy URL https://ar-c.org/video/89PVdNPXBc1.html Email Facebook Twitter LinkedIn Pinterest Tumblr Share on Facebook Share on Twitter Australian Banks DUMPING NZ Mortgages — Housing COLLAPSE has Begun! [EKOCgJTXPhZ] Health Updated on August 07, 2026 EDT — Published on August 07, 2026 EDT Australian Banks DUMPING NZ Mortgages — Housing COLLAPSE has Begun! New Zealand's four largest banks — ANZ, ASB, BNZ, and Westpac — earned a staggering $6.5 billion in profit in 2024, more than the entire Deloitte Top 200 combined. All four are Australian-owned, and nearly every dollar of those profits flows across the Tasman as dividends to overseas shareholders. With $393 billion in mortgages on their books and 90% market share, these institutions effectively control the future of New Zealand's housing market. In this video, we break down the Commerce Commission's damning findings on the "two-tier oligopoly," why Kiwibank's challenger plan collapsed, how HSBC's exit set the precedent, and what rising mortgage rates, falling house prices, and record construction insolvencies mean for Kiwi homeowners in 2026. If you have a mortgage, pay rent, or run a business that relies on credit in New Zealand — this is the story you need to understand. ⏱️ Topics covered: NZ banking oligopoly, mortgage market structure, Kiwibank capital raise failure, house price forecasts, OCR outlook, construction insolvencies, and the 2026 housing crisis. 🔗 Sources: Reserve Bank of New Zealand — Mortgage Data: Commerce Commission NZ — Personal Banking Services Market Study: KPMG Financial Institutions Performance Survey 2024: interest.co.nz — Banking & Mortgage Data: REINZ Monthly Property Report: Deloitte NZ Insolvency Trends Report: NZ Treasury — Kiwibank Capital Advice: Good Returns — Mortgage Market Share Analysis: Antipodean Macro — NZ Housing Analysis: Reserve Bank of NZ — Capital Review Decisions: 📈 Subscribe to Kiwi Property Reports for data-driven New Zealand real estate analysis, housing market trends, policy updates, and investment insights that help you make informed property decisions. 💬 Comment below: Are you seeing these trends in your local market? Have you adjusted your investment strategy? 👍 Like this video if you found the analysis valuable and want more in-depth NZ property market coverage. ⚠️LEGAL DISCLAIMER: This is not financial advice. Always consult qualified professionals before making property or investment decisions. We’re real estate enthusiasts—not licensed agents, appraisers, or financial advisers. All content is based on publicly available data, market observations, and personal opinions, shared for general information only. Accuracy isn’t guaranteed. I repeat, always consult a qualified New Zealand real estate professional, lawyer, or financial adviser before making any property, investment, or relocation decisions. #newzealand #mortgagecrisis #realestatenz #housingmarketcrash #propertyinvestment #investmentstrategies qGBFnFACad9 0rQxTmIHHdD w4ZIWvZVPdD fOiNbQ8QHc0 bLn3bXiQfeD 8Ryz046wz5H
Australian Banks DUMPING NZ Mortgages — Housing COLLAPSE has Begun! New Zealand's four largest banks — ANZ, ASB, BNZ, and Westpac — earned a staggering $6.5 billion in profit in 2024, more than the entire Deloitte Top 200 combined. All four are Australian-owned, and nearly every dollar of those profits flows across the Tasman as dividends to overseas shareholders. With $393 billion in mortgages on their books and 90% market share, these institutions effectively control the future of New Zealand's housing market. In this video, we break down the Commerce Commission's damning findings on the "two-tier oligopoly," why Kiwibank's challenger plan collapsed, how HSBC's exit set the precedent, and what rising mortgage rates, falling house prices, and record construction insolvencies mean for Kiwi homeowners in 2026. If you have a mortgage, pay rent, or run a business that relies on credit in New Zealand — this is the story you need to understand. ⏱️ Topics covered: NZ banking oligopoly, mortgage market structure, Kiwibank capital raise failure, house price forecasts, OCR outlook, construction insolvencies, and the 2026 housing crisis. 🔗 Sources: Reserve Bank of New Zealand — Mortgage Data: Commerce Commission NZ — Personal Banking Services Market Study: KPMG Financial Institutions Performance Survey 2024: interest.co.nz — Banking & Mortgage Data: REINZ Monthly Property Report: Deloitte NZ Insolvency Trends Report: NZ Treasury — Kiwibank Capital Advice: Good Returns — Mortgage Market Share Analysis: Antipodean Macro — NZ Housing Analysis: Reserve Bank of NZ — Capital Review Decisions: 📈 Subscribe to Kiwi Property Reports for data-driven New Zealand real estate analysis, housing market trends, policy updates, and investment insights that help you make informed property decisions. 💬 Comment below: Are you seeing these trends in your local market? Have you adjusted your investment strategy? 👍 Like this video if you found the analysis valuable and want more in-depth NZ property market coverage. ⚠️LEGAL DISCLAIMER: This is not financial advice. Always consult qualified professionals before making property or investment decisions. We’re real estate enthusiasts—not licensed agents, appraisers, or financial advisers. All content is based on publicly available data, market observations, and personal opinions, shared for general information only. Accuracy isn’t guaranteed. I repeat, always consult a qualified New Zealand real estate professional, lawyer, or financial adviser before making any property, investment, or relocation decisions. #newzealand #mortgagecrisis #realestatenz #housingmarketcrash #propertyinvestment #investmentstrategies qGBFnFACad9 0rQxTmIHHdD w4ZIWvZVPdD fOiNbQ8QHc0 bLn3bXiQfeD 8Ryz046wz5H